Easy Chocolate Chip Banana Bread: A Moist, Irresistible Treat Bursting with Gooey Chocolate Goodness 🍌🍫✨
1. Introduction
Looking for the perfect way to use up those overripe bananas sitting on your counter? This Easy Chocolate Chip Banana Bread recipe is a foolproof, crowd-pleasing delight that combines the natural sweetness of bananas with rich, melty chocolate chips. Whether you’re a baking novice or a seasoned pro, this simple recipe guarantees a moist, flavorful loaf every time. Perfect for breakfast, afternoon snacks, or a sweet dessert, this banana bread is sure to become a household favorite!

2. Ingredients You’ll Need
Before we begin, let’s gather all the simple ingredients that make this banana bread so special. You probably have most of these in your pantry already!
- 3 ripe bananas (the spottier, the better! They should be very soft with brown spots)
- 1/2 cup unsalted butter, melted (you can also use coconut oil for a dairy-free version)
- 3/4 cup granulated sugar (or substitute with brown sugar for deeper flavor)
- 1 large egg (at room temperature for best results)
- 1 teaspoon vanilla extract (pure vanilla makes a big difference)
- 1 1/2 cups all-purpose flour (spooned and leveled for accurate measurement)
- 1 teaspoon baking soda (make sure it’s fresh for proper rising)
- 1/2 teaspoon salt (balances the sweetness)
- 1 cup chocolate chips (plus extra for topping – we recommend semi-sweet or dark chocolate)
Pro Tip: If you love baking with sourdough, check out our Moist Sourdough Discard Blueberry and Lemon Bread for another delicious quick bread option!
3. Step-by-Step Instructions
Step 1: Prepare Your Bananas
Start by peeling and mashing the ripe bananas in a large mixing bowl. The bananas should be very soft and easy to mash—use a fork or potato masher until you achieve a smooth consistency with a few small lumps for texture. These lumps will create lovely pockets of banana flavor in your finished bread.
Step 2: Create the Wet Mixture
Add the melted butter to the mashed bananas and stir well. The warmth of the butter will help blend everything together beautifully. Then, mix in the sugar, egg, and vanilla extract until fully combined. The mixture should be smooth and slightly creamy with a lovely golden color. For an extra flavor boost, you could add a teaspoon of cinnamon or nutmeg at this stage.

Step 3: Incorporate Dry Ingredients
In a separate bowl, whisk together the flour, baking soda, and salt. This ensures all the dry ingredients are evenly distributed. Gradually fold the dry ingredients into the wet mixture using a spatula—be careful not to overmix, as this can make your bread tough. The batter should be just combined with no visible flour streaks. Finally, gently stir in the chocolate chips, reserving a handful for topping. For extra decadence, try mixing in some chopped nuts along with the chocolate chips.
If you enjoy working with sourdough discard, you might also love our Fluffy Sourdough Discard Hot Dog Buns or Easy Sourdough Discard Oatmeal Cookies!

Step 4: Bake to Golden Perfection
Pour the batter into a greased 9×5-inch loaf pan (you can line it with parchment paper for easier removal) and sprinkle the remaining chocolate chips on top. This creates a beautiful, chocolatey crust. Bake in a preheated oven at 350°F (175°C) for 50–60 minutes. Start checking at 50 minutes—the bread is done when a toothpick inserted into the center comes out with just a few moist crumbs (not wet batter). The top should be golden brown and slightly cracked. Let it cool in the pan for 10 minutes before transferring to a wire rack to cool completely.
For another delicious pull-apart bread option, check out our Healthy Sourdough Discard Monkey Bread recipe!

4. Professional Tips for the Best Banana Bread
- Banana ripeness is key – The spottier and blacker the bananas, the sweeter and more flavorful your bread will be. If your bananas aren’t ripe enough, you can roast them (peeled) at 300°F for 15-20 minutes to enhance their sweetness.
- Don’t overmix – Stir the batter just until the ingredients are combined. Overmixing develops gluten, which can make your bread tough instead of tender.
- Chocolate choices matter – For extra decadence, use high-quality chocolate chips or chop up a chocolate bar. Dark chocolate (60-70% cacao) pairs beautifully with the banana flavor.
- Rest before slicing – As tempting as it is to cut right in, letting the bread cool for at least 30 minutes allows it to set properly and makes cleaner slices.
- Test for doneness properly – The toothpick test is best, but remember you might hit a melted chocolate chip. Look for moist crumbs rather than wet batter.
5. Creative Variations to Try
This recipe is wonderfully adaptable! Here are some delicious twists to keep it interesting:
- Nutty version – Add 1/2 cup chopped walnuts or pecans along with the chocolate chips for extra crunch and flavor.
- Different chocolates – Swap regular chocolate chips for white chocolate, butterscotch, or peanut butter chips.
- Spiced banana bread – Add 1 teaspoon cinnamon, 1/4 teaspoon nutmeg, and 1/8 teaspoon cloves for warm, spiced flavor.
- Marble effect – Reserve 1/3 of the batter, mix in 2 tablespoons cocoa powder, then swirl it through the main batter before baking.
- Muffin version – Pour the batter into muffin tins and bake for 20-25 minutes for perfect banana chocolate chip muffins.
For more baking inspiration, check out this One Bowl Chocolate Chip Banana Bread from Tasty for another approach to this classic recipe.
6. Serving Suggestions
This Easy Chocolate Chip Banana Bread is delicious on its own, but here are some serving ideas to make it extra special:
- Breakfast treat – Serve warm with a pat of butter and a drizzle of honey or maple syrup.
- Dessert option – Top with a scoop of vanilla ice cream and caramel sauce for an indulgent dessert.
- Afternoon snack – Pair with a cup of coffee or cold glass of milk for the perfect pick-me-up.
- Brunch centerpiece – Slice and arrange on a platter with fresh fruit for a beautiful brunch display.
7. Storage Instructions
To keep your banana bread fresh and delicious:
- Room temperature – Store in an airtight container or wrapped tightly in plastic wrap for up to 3 days.
- Refrigerator – For longer storage (up to 1 week), keep in the fridge wrapped tightly.
- Freezing – Slice the cooled bread, wrap individual slices in plastic wrap, then place in a freezer bag for up to 3 months. Thaw at room temperature or warm in the microwave for 20-30 seconds.
8. Frequently Asked Questions
Can I use frozen bananas?
Absolutely! Frozen bananas work great. Just thaw them completely and drain any excess liquid before mashing. The freezing process actually makes bananas even sweeter.
Can I make this gluten-free?
Yes! Substitute the all-purpose flour with your favorite gluten-free flour blend. For best results, look for a blend that contains xanthan gum or add 1/2 teaspoon xanthan gum to your dry ingredients.
Why is my banana bread dry?
Dry banana bread usually results from overbaking or using too much flour. Make sure to measure your flour correctly (spoon and level) and check for doneness a few minutes early. Overripe bananas also help keep the bread moist.
Can I reduce the sugar?
You can reduce the sugar to 1/2 cup without major changes. The bananas provide natural sweetness, especially if they’re very ripe.
Can I make this dairy-free?
Yes! Substitute the butter with an equal amount of coconut oil or vegetable oil for a dairy-free version.
9. Final Thoughts
This Easy Chocolate Chip Banana Bread is truly a perfect recipe – simple enough for beginners yet delicious enough to impress experienced bakers. The combination of sweet bananas and rich chocolate creates a harmonious flavor that appeals to all ages. Whether you’re looking for a quick breakfast option, an after-school snack, or a comforting dessert, this versatile loaf delivers every time.
The beauty of this recipe lies in its simplicity and adaptability. It’s a great way to use up overripe bananas while creating something special. Plus, the aroma of banana bread baking in your kitchen is absolutely irresistible!
We’d love to hear about your baking adventures! If you try this recipe, consider leaving a comment on our About Me page. For more information about our site policies, please visit our Disclaimer, DMCA, and Terms and Conditions pages.
Happy baking, and enjoy every chocolatey, banana-filled bite of this delightful bread! 🍞🍌🍫
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EASY CHOCOLATE CHIP BANANA BREAD
- Total Time: 1 hour 10 minutes
Description
This Easy Chocolate Chip Banana Bread is a foolproof, crowd-pleasing delight that combines the natural sweetness of bananas with rich, melty chocolate chips. Perfect for breakfast, snacks, or dessert, this moist and flavorful loaf is sure to become a household favorite!
Ingredients
- 3 ripe bananas (the spottier, the better!)
- 1/2 cup unsalted butter, melted
- 3/4 cup granulated sugar
- 1 large egg
- 1 teaspoon vanilla extract
- 1 1/2 cups all-purpose flour
- 1 teaspoon baking soda
- 1/2 teaspoon salt
- 1 cup chocolate chips (plus extra for topping)
Instructions
- Mash the ripe bananas in a large mixing bowl until smooth with a few small lumps.
- Add melted butter, sugar, egg, and vanilla extract, mixing until smooth and creamy.
- In a separate bowl, whisk together flour, baking soda, and salt. Gradually fold into wet ingredients.
- Gently stir in chocolate chips, reserving some for topping.
- Pour batter into a greased 9×5-inch loaf pan and sprinkle remaining chocolate chips on top.
- Bake at 350°F (175°C) for 50–60 minutes until a toothpick comes out clean. Cool before slicing.
Notes
- Use very ripe bananas for maximum sweetness and moisture.
- Don’t overmix the batter to keep the bread tender.
- For extra decadence, use dark or semi-sweet chocolate chips.
- Let the bread cool slightly before slicing to prevent crumbling.
- Prep Time: 15 minutes
- Cook Time: 55 minutes
Nutrition
- Serving Size: 1 slice
- Calories: 250 Kcal
- Sugar: 20g
- Sodium: 180mg
- Fat: 10g
- Saturated Fat: 6g
- Unsaturated Fat: 3g
- Trans Fat: 0g
- Carbohydrates: 38g
- Fiber: 2g
- Protein: 3g
- Cholesterol: 35mg
Keywords: easy chocolate chip banana bread, banana bread recipe, moist banana bread, chocolate banana bread, best banana bread
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